The type of documents you provide can have a direct impact on the interest rate you get.  We can do loans without much of the following  documents but please provide as much of the listed items as possible and we can determine what will get out he best loan program.

1. If you are salaried: provide two years W-2 and one month of pay-stubs OR if you are self-employed: provide two years tax returns and a YTD profit and loss statement.
2. If you own rental property, please provide rental agreements and two years tax returns.
3. If you wish to speed up the approval process, please also provide three months bank statements for each bank, stock and mutual fund account.
4. Provide a recent copy of any stock brokerage or IRA/401K accounts that you may have.
5. If you are requesting a cash out refinance please provide a brief letter explaining what you plan to do with the proceeds. 
6. If you are divorced 2 years or less, provide a copy of divorce decree.
7. If you are NOT a US citizen, provide us with a copy of your green card (front & back), or if you are NOT a permanent resident provide us with your H-1 or L-1 visa.

Documents can be faxed directly to our main processing center at (916) 960-5268 or can be scanned and sent by email to processing@ reloans.net.

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Platinum Mortgage Corporation - 901 Sunrise Ave Suite A-19 - Roseville, CA 95661

Phone (916) 960 - 5252 - Fax (916) 780-4002